* For a loan amount of $20,000, APR of 6.95%, 5 year tenure, the tot. loan payable will be $26,940 with a monthly cost of $449. An individualised APR will be presented at the end of your application. Max. APR 8.88%. Min. repayment period 3 months, max. 72 months.
No more endless searching! Let the best loan offers come to you. With our carefully selected partners, we connect you to banks and licensed providers, ensuring you have the power to compare, choose, and borrow smarter, All in one place.
Stop searching for loan offers and let them come to you. We match you with personalised loan offers from over 50 banks and licensed providers, so you have the power to choose. The best part? Our platform is absolutely free.
We work with our partners to surface the real cost of borrowing — clear terms, no hidden fees, no quick-fix pressure.
Submit once and licensed partners respond directly with offers based on your profile — compare and pick what fits.
We match you with personalised offers, and your contact details stay private until you choose to move forward.
Apply once with Singpass MyInfo and receive offers from our network of licensed partners — no paperwork required.
Skip the paperwork. Verify your identity and auto-fill your application instantly with Singpass MyInfo — no manual forms, no scanned documents.
Verification happens directly between you and your chosen partner — you’re never asked to upload proof of income or other documents through our platform.
Your personal and financial information is stored securely and is never shared with a partner unless you choose to work with them.
Your application goes out to our network of verified banks and licensed financial institutions, who respond directly with offers tailored to you.
Review multiple offers side by side — interest rates, loan terms, and more — and take your time choosing the one that works best for you.
Your contact details are released only to the partner you choose, so nothing goes out to anyone until you’ve made your decision.
Take control of your finances with MoneyRight—because the right loan makes all the difference
| Lender | Annual Interest Rate | Effective Interest Rate | Processing Fee | Monthly Payment |
|---|---|---|---|---|
| OCBC Extra Cash | 5.54% | 10.96% | $100.00 | S$330 |
| OCBC Personal Loan | 1.98% | 4.19% | $100.00 | S$299 |
| POSB Personal Loan | 1.48% | 3.22% | 1% of approved loan | S$295 |
| DBS Personal Loan | 1.48% | 3.22% | 1% of approved loan | S$295 |
| Maybank CreditAble Term Loan | 1.79% | 3.29% | N/A | S$292 |
| Standard Chartered CashOne Personal Loan | 1.60% | 3.07% | 3% of approved loan | S$300 |
| HSBC Personal Loan | 1.80% | 3.5% | N/A | S$293 |
| Citibank Quick Cash Loan | 3.45% | 6.5% | N/A | S$306 |
| Trust Bank Instant Loan | 1.08% | 2.43% | N/A | S$288 |
| GXS FlexiLoan | 2.99% | 5.65% | N/A | S$303 |
| CIMB Personal Loan | 1.28% | 2.46% | N/A | S$288 |
Annual Interest Rate
2.99%Total interest:
Monthly Payment:
Annual Interest Rate
1.08%Total interest:
Monthly Payment:
Annual Interest Rate
3.45%Total interest:
Monthly Payment:
Annual Interest Rate
1.80%Total interest:
Monthly Payment:
MoneyRight is a digital platform that helps you find and compare personalised loan offers from multiple banks and licensed financial institutions in Singapore. You apply once, using Singpass to verify your identity and auto-fill your details — no manual forms, no repeat paperwork. Your information is stored securely and is never shared with a partner unless you choose to work with them: your contact details are only released to the partner you select, once you’ve made your decision. From there, you can compare offers from our network of partners and choose the one that works best for you, without needing to contact each lender individually.
A personal loan is an unsecured loan, meaning it doesn’t require any collateral. It can be used for almost any purpose — such as weddings, renovations, emergencies, debt consolidation, or business expenses. Since there’s no collateral, approval depends mainly on your credit score, income, and financial stability.
Applying through MoneyRight saves you time. Instead of submitting separate applications to multiple lenders, you submit one application and receive personalised offers from several partners — so you can compare real offers side by side, at your own pace.
Each lender has its own criteria, but most look for:
Meeting these general criteria gives you a higher chance of receiving offers through our platform.
MoneyRight is a digital loan-matching platform that helps users find and compare personalised loan offers from multiple banks and licensed moneylenders in Singapore. With just one application using Singpass, our system matches you with the best offers based on your verified profile—without you needing to contact each lender individually.
A personal loan is an unsecured loan, meaning it doesn’t require any collateral. It can be used for almost any purpose—such as weddings, renovations, emergencies, debt consolidation, or business expenses. Since there’s no collateral, approval depends mainly on your credit score, income, and financial stability.
Applying through MoneyRight saves you time and protects your credit score. When you apply to multiple lenders directly, each application leaves a mark on your credit report. With MoneyRight, you submit one application and get real personalised offers from multiple lenders—without multiple credit checks. This means better comparison, better rates, and no unnecessary credit score impact.
MoneyRight is not a lender and therefore does not require a moneylending license. We are a fintech company that connects borrowers with licensed financial institutions and lenders regulated by the Monetary Authority of Singapore (MAS) or the Ministry of Law.
Each lender has its own criteria, but most look for:
Meeting these general criteria gives you a higher chance of receiving better offers through our platform.
The loan terms and interest rates offered to you will be based on your financial profile — such as your income, credit history, existing debts, and employment status. MoneyRight helps you compare real personalised offers, not just advertised rates, so you can choose what suits you best.
The application is quick and easy. Log in with Singpass, and we securely retrieve your relevant details (like income and CPF history) instantly, so partners can review your application and respond with personalised offers. If you prefer not to use Singpass, you can fill out the application manually instead.
Once you select an offer, you’ll be connected directly with that partner to finalise the loan and arrange disbursement. Timelines vary by lender — if you choose a licensed moneylender, regulations may require you to visit their office for identity verification before disbursement.
Yes, personal loans are flexible. You can use them for anything from household expenses and weddings to emergencies, education, or consolidating other debts. How you use the funds is entirely up to you.